Equity2Income is a 52-lesson course that takes Canadians from "Can I even buy there?" to a written plan for a first cash-flowing U.S. rental, using the BRRRR method: buy, renovate, rent, refinance, repeat.
In many Canadian cities, prices have run far ahead of rents. A typical rental only breaks even with a very large down payment, and many investors top up the mortgage from their own pocket.
Plenty of U.S. markets still have rents that make sense against prices.
But the moment you look south, the questions pile up:
Can a Canadian legally buy?
What about the 30% U.S. withholding tax?
Which cities, which streets? Who manages the property, and how do you refinance when Canadian banks will not lend on it?
Most of the answers online are written for Americans.
Equity2Income is written for you!
52 plain-language lessons across 13 modules, in the order you actually need them. Every lesson ends with action steps and a workbook prompt.
The opportunity and the BRRRR strategy, how Canadians legally buy, ownership structures, cross-border taxes, banking and moving money.
A market scorecard, five U.S. cities profiled, the A to D neighbourhood grades, and how to vet your agent, lender, property manager and accountant.
Deal analysis, due diligence and closing, funding options, remote renovations, tenant placement, DSCR loans, refinancing and scaling.
See exactly what you get before you join. This is a full lesson from the course, presented by Riley, our AI instructor. Every lesson also comes with complete written notes, action steps and a workbook prompt.
Watch a quick walkthrough of the calculator included in the course. Enter a property's price, rent and costs, and see how the numbers hold up before you make an offer.
I am Matthew Maingot, and I built Equity2Income from Niagara Falls, Ontario, a short drive from the U.S. border.
I worked as a licensed mortgage agent in Ontario from 2022 to 2026, and I trained as a home inspector through the Carson Dunlop program. That mix shaped this course: how lenders look at a deal, and what to look for in a house before you commit to it.
I created Equity2Income because the information Canadians need to buy a U.S. rental is scattered, and most of it is written for Americans. This course puts it in one place, in a clear order, with an action step after every lesson.
CA$97, one time. No subscription.
Start the course today. If it is not right for you, email us within 7 days of your purchase and you will get a full refund.
No questions asked, and no need to explain.
No. The course is written for beginners. Home equity is one common funding source, but the course also covers savings, partnerships and other options.
Most lessons take 10 to 20 minutes to read, plus their action steps. One or two lessons a few evenings a week works well.
Matthew wrote and structured the course. The video lessons are presented by Riley, an AI instructor, and every lesson also has complete written notes.
No. It is educational. You will learn enough to have informed conversations with cross-border professionals, and each lesson tells you when a decision belongs with them.
You are covered by a 7-day money-back guarantee, no questions asked.
Get the complete step-by-step path for Canadians, from cross-border setup to refinance.
Equity2Rentals. Educational content only. Not tax, legal, or financial advice.